Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.87%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

Here's what experts say homebuyers can realistically expect to happen with mortgage rates in the coming months.

“The new normal for now is mortgage rates in the high 6 percent range, which means that the relatively slow pace of home sales transactions during the spring is likely to push into summer,” says Lisa Sturtevant, chief economist at Bright MLS, a listing service in the mid-Atlantic region.